Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Area Sales Manager
“Family comes first,” says Mike Rooney “and I treat all my borrowers as though they were family.” Historically, Top Producer year after year; Mike believes his successful 30 years of repeat and referral business is directly related to his commitment to you with experience, integrity and knowledge. He earns the trust of his clients and his team, by leading through example. He offers his clients only choices that he, himself would personally take. He personifies the culture of Bay Equity, returning every call the SAME day it is received and thoroughly explains every step of the loan process and details of the loan program to his clients, ensuring they are confident and knowledgeable when it comes time to sign final loan documentation.
With Mike’s commitment to personal attention, you can rest assured that you are well taken care of from start to finish. But that’s not where his relationship ends with his clients. Mike knows that being part of your financial team is a long-term affair and will keep you informed and updated with relavant changes to the market. This impeccable service is his goal, achieved every time, and is complimented by his extensive knowledge of mortgage loans, specializing in niche products.
Mike enjoys his time with the family - Married for 21 years, with 2 daughters and 2 family dogs, Lucy and Marcus, his hobbies include playing tennis and golf, snow skiing, home improvements and woodworking. Mike is also extremely involved in the community; he was President of the Windsor Soccer for 4 years, and he implemented and raised over $25,000 to start a scholarship funds for local private schools.
What’s unusual about Mike Rooney?
He’s a man who can enjoy an occasional “chick” flick and is an abnormally large teddy bear at heart.
“Why would you choose anyone else to represent you when you have the chance to have me do it? I not only provide exceptional service, I will always be honest, thorough and professional.” - Mike Rooney
Do something Beneficial today, call Mike Rooney!